Broke by Design

A Sat Chats Film | A Pearl Collective Media Production

What’s this about?

Broke by Design explores rising prices, shrinking purchasing power, and growing financial uncertainty. The film follows Sat Chats, a fast-growing podcast giving everyday people a voice to expose a system that feels rigged. Through candid, behind-the-scenes moments and raw, unfiltered conversations, it reveals how inflation reshapes families, futures, communities, and our view of money. Highlighting stories of frustration, resilience, and perseverance, the documentary asks: in an age of relentless economic pressure, is there any real way out?

The Team

  • Reggie Hurst is a professional photographer, educator, and entrepreneur with over 15 years of experience capturing stories through the lens. As co-founder of The Pearl Collective, a nationwide team of media professionals, he has built multiple successful businesses while mentoring and coaching the next generation of creatives. A published photographer and recent collaborator with Jos. A. Bank, his work reflects both polish and power, merging artistry with strategic vision.

    Beyond his role as an artist and entrepreneur, Reggie is a dedicated educator who refuses to allow mediocrity in his orbit, guiding others with the same uncompromising standards he holds for himself. Frequently described as indefatigable, unrelenting, and relentless in his pursuit of excellence, he has earned a reputation for transforming every project he touches into something remarkable.

    A husband and father of four with another on the way, Reggie channels the discipline, vision, and resilience of family life into a career that transcends photography, shaping conversations in visual storytelling, creative leadership, and entrepreneurial innovation. His influence is not just seen, it’s felt, leaving a lasting mark on every stage he steps onto and every person he mentors.

  • Chris Kirby

  • Anna Beavon Gravely

  • Stewart Pelto

  • Chris Kirby & Anna Beavon Gravely

  • Jeremy “JB” Behling